| Eligibility of borrower | * Having current / saving account holder of the Bank. * Borrower must be a member of the Bank. * Have good reputation and credit worthiness. |
| Purpose of Loan | Purchase/Construction of residential building for his own use. |
| Quantum of finance | Up to 80% of cost of construction or purchase value Maximum Rs. 70.00 Lacs. |
| Share Linkage | Borrower must have Bank's share linkage @ 1% of the loan sanction amount. |
| Repayment period | Maximum 180 months |
| Rate of Interest | 10.90% p. a. |
| Security | Prime: * Simple mortgage property purchase/constructed out of the Bank finance Collateral: * Third party guarantee of two personal guarantors having good Credit worthiness and financially sound and member of the Bank. |